Social insurance guide
GOSI Social Insurance for Companies in Saudi Arabia
A complete guide: contribution rates, the salary subject to contributions, reporting deadlines, and how to calculate GOSI correctly every month — no errors and no penalties.
GOSI contribution rates — quick reference table
| Item | Rate | Note |
|---|---|---|
| Saudi employee share | 10% | Of the basic salary |
| Employer share (Saudi employee) | 12% | 9% insurance + 2% occupational hazards + 1% contingency |
| Total contribution for a Saudi employee | 22% | Transferred in full to GOSI |
| Employer share (expatriate employee) | 2% | Occupational hazards cover only, nothing deducted from the employee |
How to calculate GOSI step by step
A practical example — a Saudi employee on a basic salary of SAR 6,000
1
Identify the basic salary
SAR 6,000 — do not add housing or transport allowances
2
Calculate the employee share
6,000 × 10% = SAR 600 (deducted from their salary)
3
Calculate the employer share
6,000 × 12% = SAR 720 (paid by the employer)
4
Total transferred to GOSI
600 + 720 = SAR 1,320 per month
Monthly compliance requirements
Register Saudi employees with GOSI from their first day of work
Update employee records (new hires and terminations) during the month
Submit the monthly report before the end of the following month
Pay GOSI contributions on time to avoid the 1% penalty
Keep payroll records for no less than 5 years
Issue a GOSI end-of-service notification when an employee leaves
Frequently asked questions about GOSI
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