# Cloud ERP for Small and Medium Businesses

> A complete cloud ERP for small and medium businesses: accounting, invoicing, sales, purchasing, inventory, HR and point of sale, from $39 per month.

- **URL:** https://www.snad.io/global/en/erp
- **Pricing:** https://www.snad.io/global/en/pricing

## What is an ERP system?

<b>ERP software</b> (enterprise resource planning) replaces the tools that piled up as the business grew: a spreadsheet for the accounts, a separate invoicing app, a stock list, a payroll file. What you are buying is not one login instead of four — it is that <b>a number is entered once</b>, at the moment it happens, and then travels through the rest of the cycle on its own.

That shows up fastest in a business trading in more than one country. An invoice goes out in your customer's currency at the tax rate you configured, lands in your ledger, comes off the stock of the branch that sold it, and appears in the group report — with no second entry and no month-end reconciliation between two files that disagree.

And the gap between one integrated platform and a set of tools wired together shows in operational detail rather than in a screenshot: where the stock figure comes from, when the accounting entry is created, and whether the report reads the same data the till is selling from.

## The apps inside

- Accounting
- e-Invoicing
- Sales Management
- Purchase Management
- Inventory Management
- HR & Payroll
- Point of Sale
- Loyalty
- Asset Management
- Bookings

## When one platform becomes cheaper than four separate tools

Five signals that separate tools now cost more than they save — and every extra branch or country multiplies them.

- **Two branches in two countries, two reports that never meet:** Each branch keeps its own file, its own currency and its own numbering, so a question about group profit starts a manual roll-up with exchange rates typed into a side column. What comes back at the end of the day is an estimate wearing the clothes of a calculation.
- **A tax rate that differs by branch and gets worked out by hand:** Each country your business trades in has its own rate and its own rules for showing it on the document. Configured inside the software it applies to every invoice that follows; worked out in a side file, every invoice is a fresh chance to be wrong — discovered a month later by your accountant.
- **You invoice in one currency and keep books in another:** Your customer pays in theirs and your ledger sits in yours, so every receipt becomes two steps: record it, then convert it by hand. The exchange difference surfaces late, in a bank reconciliation, instead of at the moment of the invoice.
- **Stock counts turn up differences nobody can explain:** The quantity in the system does not match the warehouse, and nothing shows where it broke: a sale never recorded, a return never deducted, a transfer between branches lost between a call and a message. Every count starts as an investigation instead of a confirmation.
- **The books live on one machine in the office:** The file holding your ledgers sits on a single computer with its backup on a stick beside it. That machine is the reason the work can only happen in one place, at one time, by one person.

## ERP or accounting software? The difference that decides it

The most common pre-purchase question — and the answer depends on what you run, not on how big you are.

| Aspect | Accounting software | ERP system |
| --- | --- | --- |
| Scope | Ledgers, invoices, and financial reports | Finance plus inventory, sales, purchasing, HR, and point of sale |
| Where entries come from | Entered manually or imported | Generated automatically from the operational transaction itself |
| Inventory | Usually out of scope or externally linked | A sale deducts the quantity at that moment |
| When it is enough | A service business that issues invoices with no stock and no payroll | A business running goods, branches, or employees alongside invoicing |
| Apparent cost | Lower advertised price | Higher advertised, lower in total once the separate systems it replaces are counted |

The practical rule: if what you sell is stored, or the people who work with you are paid a salary, separate systems will cost you more in time and discrepancies than they save in subscription.

## Frequently asked questions about ERP

### What does ERP software do that accounting software does not?

Accounting software records what happened after it happened. ERP runs the event itself — the sales order, the purchase order, the stock movement, the employee's hours — and creates the accounting entry from it automatically. You enter the number once, while operating, rather than a second time while recording.

### Which currency do I invoice my customers in?

You choose the invoicing currency that suits your customers, and it is independent of the currency you pay us in. You never have to issue the document in one currency and then explain the amount in another.

### Can I set the tax rate on my invoices?

Yes, the tax rate is configurable: set it once and it applies to the invoices that follow, shown in your reports separately from net sales. The software applies what you configure — deciding the correct rate for your business stays with your accountant or tax adviser.

### Does Snad integrate with the government e-invoicing portal in my country?

There is no direct integration with government invoicing portals in this edition today. Snad issues your invoices with sequential numbering and a QR code, keeps the full archive, and exports in standard formats suitable for review and for your accountant.

### Is it for small businesses or large ones?

It is built for small and medium businesses: the account starts the same day with no implementation team and no customisation project, and you switch on the apps your business needs today, adding the rest as it grows.

### How do I move my existing data in?

Customers, suppliers, items and opening balances import from Excel or CSV, so you do not start from an empty page. Export is available at any time in the same formats — your data leaves with you exactly as it came in.

### What do I need to run it?

A browser and an internet connection. No server in your office, nothing installed on the machines and no technical team, with backups and updates handled on our side.

### What does it cost?

Plans start with a permanently free tier, then $39 per month for Basic and $99 per month for Pro, with extra users at $5 per month on the paid plans. The trial is 7 days with no credit card.

## What Snad does for a business outside Saudi Arabia

- **Tax rate:** configurable. You set the rate that applies to your invoices; it then applies to subsequent invoices and is shown separately from net sales in reports. Snad applies the configured rate and does not determine which rate is correct for a given business.
- **Invoicing currency:** you choose the currency your customers are invoiced in. It is independent of the currency you are billed in for the subscription (USD outside Saudi Arabia).
- **Government e-invoicing portals:** direct integration is available inside Saudi Arabia only. Elsewhere Snad issues invoices with sequential numbering and a QR code, keeps the archive and exports in standard formats, with no direct link to a national portal.
- **Interface:** Arabic and English, per user, in the same account.

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## About the publisher
**Snad (سند)** — Sole proprietorship, founded 2025.
Commercial registration: 7038154642
Only official domain: snad.io
> Snad is a private commercial business-management platform. It is not a
> government, banking or regulatory body, and is unrelated to any other
> service sharing the name.