# Accounting software for a company working in more than one country

> Full accounting with entries generated automatically from every sale, purchase, and payroll run, plus e-invoicing with a QR code. Start free.

- **URL:** https://www.snad.io/global/en/accounting
- **Part of:** Snad — every app runs on the same database and is included in every plan (https://www.snad.io/global/en/pricing)

## Ledgers, financial statements and tax reports

- An automatic journal entry with every invoice, payment or payroll close
- Your books in one currency and your invoices in each customer's, with the difference visible rather than deferred
- A tax rate configured per branch and applied to everything that follows
- Financial statements per branch and for the group from the same database, with no manual consolidation
- A trial balance and general ledger updated as you work
- Customer and supplier balances with ageing, so you know who is late and since when
- A chart of accounts you edit to match how your business and its branches are structured
- Cost centres that measure the profitability of a branch or a project, not just the company
- Receipt and payment vouchers tied to their invoices, each posting its own entry
- Asset entries: capitalisation on purchase, monthly depreciation, and gain or loss on disposal
- Export reports to Excel and PDF
- Manual journal entries always available when you need them

## When does accounting software stop being optional?

Five signs that your books can no longer be run from a spreadsheet

- **Your books are in one currency, your invoices in several:** When you sell in your customer's currency and keep your books in your own, the exchange difference is a figure that must be posted rather than ignored. Software that calculates it at each collection keeps the customer balance correct in both currencies.
- **Consolidating branches is a spreadsheet project every month:** Two branches in two countries mean two ledgers, two currencies and two tax calendars. Merging them by hand in a month-end spreadsheet introduces an error that surfaces only when a lender asks about a figure that does not reconcile.
- **Each branch carries a different tax rate:** The rate differs by country, and sometimes by item within one country. Setting it once at branch level makes every invoice after it correct without anyone having to remember.
- **Two reports disagree because each rounds its own way:** When a group report is built from exported files, the difference appears in the decimals and then accumulates. One database ends the question: the figure is single because its source is single.
- **An investor abroad asks for statements you cannot produce:** A funder asks for group statements and entity-level ones, in a single presentation currency and for a period they choose. From one ledger that is a date range; from scattered files it is a week's work.

## Cloud accounting software or installed on-premises?

The decision is about who carries operations, backups and updates — not about the accounting features themselves

| Aspect | Installed on-premises | Cloud |
| --- | --- | --- |
| Access | From the machine it was installed on | From any browser in any country |
| Branches across borders | A copy per location, consolidated by hand | One database, with branches read together |
| Backups | Your responsibility — and usually postponed | Runs without anyone stepping in |
| Updates | Bought and installed | Arrive automatically |
| Getting started | Installation, setup and an implementation project | An account running the same day |
| Cost | A licence up front plus annual maintenance | A monthly subscription you can stop |

The accounting features themselves exist in both. What differs is who runs the server, keeps the backups and installs the updates — work that has nothing to do with accounting and takes time away from it.

## Common questions about the accounting system

### Does Snad work for a company operating in more than one country?

Yes. You keep your books in one currency and invoice customers in theirs, configure a tax rate per branch, and read the branch and the group from the same database with no manual consolidation in a spreadsheet.

### Do I need a specialist accountant to use Snad?

Not to run it day to day: invoices and payments create their own entries. But reading the statements, closing the year and deciding tax and accounting policy stay with your accountant — the software applies what you configure, it does not decide for you.

### How are accounting entries created?

From the transaction itself: a sales invoice, a purchase order, a receipt or payment voucher, a payroll close, or an asset movement — all posted to the journal in your books' currency with no second entry.

### What financial reports are available?

Income statement, balance sheet, trial balance, general ledger, balance ageing and cost-centre reports — per branch and for the group, and exportable to Excel and PDF.

### Can I change the chart of accounts?

Yes. You add accounts and change their names and order to match how your business and its branches are structured — the default chart is a starting point, not a constraint.

### Do payroll and assets post to the books automatically?

Yes. The payroll close creates its entry, and the monthly depreciation entry is created on the policy you configured and reaches the statements with no outside spreadsheet.

### What happens to my entries if the internet drops?

Snad is cloud based, so transactions are saved on the server rather than on the device. When the connection returns your data is as you left it, and its safety does not depend on any one machine.

### Is the accounting app available on every plan?

Yes, and so is every other Snad app. What differs is how many users you have and how many apps run at the same time — not the features.

## What Snad does for a business outside Saudi Arabia

- **Tax rate:** configurable. You set the rate that applies to your invoices; it then applies to subsequent invoices and is shown separately from net sales in reports. Snad applies the configured rate and does not determine which rate is correct for a given business.
- **Invoicing currency:** you choose the currency your customers are invoiced in. It is independent of the currency you are billed in for the subscription (USD outside Saudi Arabia).
- **Government e-invoicing portals:** direct integration is available inside Saudi Arabia only. Elsewhere Snad issues invoices with sequential numbering and a QR code, keeps the archive and exports in standard formats, with no direct link to a national portal.
- **Interface:** Arabic and English, per user, in the same account.

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## About the publisher
**Snad (سند)** — Sole proprietorship, founded 2025.
Commercial registration: 7038154642
Only official domain: snad.io
> Snad is a private commercial business-management platform. It is not a
> government, banking or regulatory body, and is unrelated to any other
> service sharing the name.