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  • Cloud accounting software

    From the daily entry to the closing statements, with a chart of accounts you shape for your business and an e-invoice approved by ZATCA.

    Al-Rowad Trading Est.Thursday, 11 September 2026

    Key features

    Create and View Journal Entries

    Post your own entry, or let Snad create it automatically with every invoice and receipt voucher.

    Review and approve entries from one screen, and trace each entry back to the transaction that created it.

    Create and View Receipt Vouchers

    Record every amount received with a voucher carrying the sum, the payment method and the date.

    The accounting entry is created with the voucher, and the customer balance updates in the receivables report at once.

    Manage Creditors and Debtors

    Follow customer and supplier balances, and issue a credit note for returns and corrections.

    Each note adjusts the balance and leaves its trace in the ledger, so receivables stay reconciled without manual work.

    Journal entries created automatically from invoices and vouchers

    Debit and credit balances and receivables ageing

    Receipt and payment vouchers, each with an automatic entry

    Financial statements and VAT reports on time

    Accounting is the hub

    No manual entry per transaction: sales, purchases, payroll and assets all flow into your ledger automatically.

    1. 1A transaction in any appA sales invoice, a purchase order, a payment, or a payroll close.
    2. 2Automatic entryThe journal entry posts with every invoice.
    3. 3Posted to the ledgerThe effect shows in accounts and cost centers right away.
    4. 4Statements up to dateIncome statement, balance sheet and cash flow ready at any moment.

    And you can still post manual entries whenever you need to.

    Ledgers, financial statements and tax reports

    Cloud accounting with an e-invoice approved by ZATCA

    General journal and automatic accounting entries on every invoice or payment
    Profit & Loss and Balance Sheet in real time
    Trial Balance and General Ledger
    Accounts Receivable (customers) and Payable (suppliers) management
    VAT 15% reports ready to file
    ZATCA Phase 2 e-invoicing built-in
    Cost centers and detailed reports
    Export reports to Excel and PDF
    Customizable chart of accounts that matches how your business is structured
    Receipt and payment vouchers with amount, method and date — each posts its own entry
    Fixed-asset entries: capitalization on purchase, monthly depreciation, gain or loss on disposal
    Payroll runs close straight into the general ledger, with no re-keying

    When does accounting software stop being optional?

    1

    You only know your profit weeks after month-end

    When "how much did we make last month?" takes two days of assembly, you are steering by the rear-view mirror. Accounting software makes the income statement an output available at any moment rather than a monthly project.

    2

    E-invoices are prepared outside the system

    E-invoicing requirements in Saudi Arabia involve a specific format and integration with the Zakat, Tax and Customs Authority's platform. Preparing the invoice in a text editor and then entering it somewhere else is duplicated work and a source of divergence between what you issued and what you recorded.

    3

    The VAT return is rebuilt by hand every period

    If preparing the return means gathering sales and purchase invoices from scattered files, an error is a matter of time rather than probability. A system that records tax on every transaction produces the return from the same data.

    4

    Receivables and payables live in your memory, not your books

    Who owes you? Since when? How far past due? When the answer is an estimate, you are financing your customers without knowing it. An ageing report is a basic output of any accounting system.

    5

    You need financial statements for an outside party

    A bank, an investor, an auditor, or a licence renewal — each asks for organised statements prepared under recognised standards. Building them from a spreadsheet on demand costs time and leaves reconciliation gaps.

    Cloud accounting software or installed on-premise?

    The decision is about who carries operations, backups and updates — not about the accounting features themselves

    Cloud accounting software or installed on-premise?
    AspectOn-premiseCloud
    Getting startedProvisioning a machine or server, installing and configuringAn account and a login — no infrastructure to prepare
    AccessFrom the machine it is installed on, or across a local networkFrom any browser, from mobile, and across multiple branches
    BackupsYour responsibility — to plan, run and testPart of the service
    Regulatory updatesA manual update every time requirements changeReach everyone at the same time
    Multiple usersRequires network setup and permissionsPer-user permissions from inside the system
    CostA larger upfront payment and variable maintenance costsA known recurring subscription with no infrastructure
    Snad is cloud accounting software: no server to buy and no copy to install, with access from the browser and mobile. See the pricing page for subscription details.

    Accounting software for small businesses — and what changes as you grow

    A small business's need is not a shrunken version of a large one's; it is a different need

    A small business or a single store

    • Correct e-invoicing is the first requirement — ahead of any advanced report
    • Automatic entries from sales and purchases, with no manual accounting input
    • Tracking receivables and expenses so you know your real cash, not just your bank balance
    • A VAT return that comes out of the system rather than being built for it

    A growing business or several branches

    • Costing and profit centres, so you know which branch or activity actually earns
    • Regular bank reconciliations and account matching without a full manual review
    • Granular permissions: who issues, who approves, and who sees the financial statements
    • Accounting linked to inventory and payroll so figures are never entered twice
    The practical difference between the two is the number of systems rather than the number of features: a small business can live with one system that does everything, while a growing one pays for each additional system twice — in subscription and in integration.

    Available on every plan

    Every Snad app is available on every plan. Plans differ in user count, how many apps you enable at once, e-invoicing options, and the watermark.

    And the Starter plan begins at zero riyals.

    Compare plans

    Common questions about the accounting system

    Try Snad on your own data

    Every Snad app is on every plan. Try them for 7 days without a card and enable what serves your business.

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