# Snad (snad.io) — cloud ERP and accounting software for small and medium businesses > Snad is a cloud business-management platform: accounting, invoicing, sales, purchasing, inventory, point of sale, HR and payroll, bookings and asset management in one account. Last updated: 2026-09-21 Arabic index: https://www.snad.io/llms-global.txt Saudi-market index: https://www.snad.io/llms-en.txt ## Quick answers **What is Snad?** A cloud ERP for small and medium businesses. nine apps in one account, available in Arabic and English. **How much does it cost?** Starter is free. Basic is $39/month ($390/year) with 3 users, and Pro is $99/month ($990/year) with 5 users. Extra users are $5/month or $50/year each on the paid plans. Every plan includes every app. **Which currency am I billed in?** US dollars for every customer outside Saudi Arabia, whatever the country. Prices are net — no Saudi VAT is added. Customers inside Saudi Arabia are billed in Saudi riyals. **Is there a free trial?** Yes — 7 days, no credit card required. **Can I set my own tax rate?** Yes — the tax rate is configurable. Snad applies the rate you configure and shows it separately from net sales in reports; deciding the correct rate for a business stays with its accountant. **Which currency do I invoice my customers in?** You choose the invoicing currency your customers see. It is independent of the currency you are billed in for the subscription. **Does Snad integrate with my country's government e-invoicing portal?** Direct integration with a government invoicing portal is available inside Saudi Arabia only. Elsewhere Snad issues invoices with sequential numbering and a QR code, keeps the archive and exports in standard formats, without a direct link to a national portal. ## Pages - [Pricing](https://www.snad.io/global/en/pricing) - [ERP overview](https://www.snad.io/global/en/erp) - [About](https://www.snad.io/global/en/about) - [Contact](https://www.snad.io/global/en/contact) - [Free plan](https://www.snad.io/global/en/free) - [Solutions by activity](https://www.snad.io/global/en/solutions) - [Customer communications](https://www.snad.io/global/en/customer-communications) ## Apps - [Accounting](https://www.snad.io/global/en/accounting) - [e-Invoicing](https://www.snad.io/global/en/invoicing) - [Sales Management](https://www.snad.io/global/en/sales) - [Purchase Management](https://www.snad.io/global/en/purchases) - [Inventory Management](https://www.snad.io/global/en/inventory) - [HR & Payroll](https://www.snad.io/global/en/hr) - [Point of Sale](https://www.snad.io/global/en/pos) - [Loyalty](https://www.snad.io/global/en/loyalty) - [Asset Management](https://www.snad.io/global/en/asset-management) - [Bookings](https://www.snad.io/global/en/bookings) ## Articles - [Restaurant Table Reservations and Peak Hours](https://www.snad.io/global/en/blog/hajz-tawilat-almataam-idarat-althurwa) - [Kitchen Tickets Are Not the Guest Bill](https://www.snad.io/global/en/blog/tazkarat-almatbakh-mukabil-fatura-alamil) - [Restaurant Table Management: Plans and Timers](https://www.snad.io/global/en/blog/idarat-tawilat-almataam-dalil) - [When to Move From Spreadsheets to Software](https://www.snad.io/global/en/blog/mata-tantaqil-min-excel-ila-barnamaj-wahid) - [Nine Mistakes That Derail a First-Year Business](https://www.snad.io/global/en/blog/akhtaa-tourbik-alnashat-altijari-awwal-sana) - [What Running a Small Business Costs Monthly](https://www.snad.io/global/en/blog/takalif-idarat-nashat-tijari-saghir) - [Running a Business: What You Actually Manage](https://www.snad.io/global/en/blog/idarat-alnashat-altijari-ma-tudiruh) - [E-Invoicing in Egypt: What Does It Require?](https://www.snad.io/global/en/blog/fatura-electroniya-misr-dalil) - [UAE Corporate Tax: What It Means for a Small Business](https://www.snad.io/global/en/blog/daribat-sharikat-imarat-dalil) - [UAE VAT: A Small Business Owner's Primer](https://www.snad.io/global/en/blog/dariba-qima-mudafa-imarat-dalil) - [Inventory Carrying Cost: What the Shelf Eats](https://www.snad.io/global/en/blog/taklifat-ihtifaz-bilmakhzun-carrying-cost) - [The Cash Flow Statement: Reading Its Three Sections](https://www.snad.io/global/en/blog/qiraat-qaimat-tadaffuqat-naqdiya) - [Your Money and the Business Money: The First Rule](https://www.snad.io/global/en/blog/fasl-amwal-shakhsiya-an-sharika) - [Accounts Payable: Paying at the Right Moment](https://www.snad.io/global/en/blog/idarat-thimam-daina-jadwalat-dafat) - [Quotation to Invoice: A Cycle With No Re-Entry](https://www.snad.io/global/en/blog/min-arad-sir-ila-fatura-dawra) - [CapEx and OpEx: Why Assets Skip the Income Statement](https://www.snad.io/global/en/blog/masruf-rasmali-tashghili-capex-opex) - [Gross vs Net Margin: Which Number Runs Your Day?](https://www.snad.io/global/en/blog/hamish-ribh-ijmali-safi-farq) - [Inventory Shrinkage: Four Doors, Four Locks](https://www.snad.io/global/en/blog/ajz-makhzun-shrinkage-asbab-ilaj) - [Accrued and Prepaid Expenses, Explained](https://www.snad.io/global/en/blog/masrufat-mustahaqqa-madfua-muqaddaman) - [Cost-Plus or Value Pricing? Where Each Breaks](https://www.snad.io/global/en/blog/tasir-taklifa-am-qima-pricing) - [Periodic or Perpetual Inventory? When Counting Fails](https://www.snad.io/global/en/blog/jard-dawri-mustamirr-farq) - [The Cash Conversion Cycle: How Long Does Cash Sleep?](https://www.snad.io/global/en/blog/dawrat-tahwil-naqdi-cash-conversion-cycle) - [One Integrated System or Specialised Tools?](https://www.snad.io/global/en/blog/nizam-wahid-mutakamil-am-baramij-mutakhassisa) - [Connecting Your POS to an ERP: What Changes](https://www.snad.io/global/en/blog/rabt-alkashir-binizam-erp) - [ERP for Warehouses, or a Dedicated WMS?](https://www.snad.io/global/en/blog/barnamaj-erp-lilmakhazin-am-wahdat-makhzun) - [ERP Benefits and Drawbacks, Without the Hype](https://www.snad.io/global/en/blog/fawaid-nizam-erp-wa-uyubuh) - [HR Inside Your ERP, or a Standalone System?](https://www.snad.io/global/en/blog/mawarid-bashariya-dakhil-erp-am-mustaqil) - [Enterprise Resource Planning: What Gets Planned](https://www.snad.io/global/en/blog/takhtit-mawarid-almunshaa-ma-huwa) - [Returns Management Software: Three Numbers](https://www.snad.io/global/en/blog/barnamaj-idarat-murtajaat) - [Accounting for a Factory or Workshop: How It Differs](https://www.snad.io/global/en/blog/nizam-muhasabi-masnaa-warsha-saudi) - [Choosing an Accounting Software Vendor: 7 Questions](https://www.snad.io/global/en/blog/ikhtiyar-sharikat-baramij-muhasabiya) - [Online Accounting Software: What Actually Changes](https://www.snad.io/global/en/blog/barnamaj-muhasabi-online-cloud) - [Simple or Full Accounting Software? Match Your Size](https://www.snad.io/global/en/blog/barnamaj-muhasabi-basit-am-kamil) - [Sales, Purchasing and Stock in One System](https://www.snad.io/global/en/blog/mabiaat-mushtarayat-makhzun-nizam-wahid) - [iPad and Android POS With No Install](https://www.snad.io/global/en/blog/kashir-ipad-android-bila-tansib) - [Cloud POS or Local Install? The Real Difference](https://www.snad.io/global/en/blog/nizam-kashir-sahabi-vs-mahalli) - [Automated Purchasing: Getting the Purchase Order to Your Supplier Before the Item Runs Out](https://www.snad.io/global/en/blog/alshiraa-altilqai-atmatat-almushtarayat) - [Speed Up Collections with WhatsApp Invoices and Payment Reminders](https://www.snad.io/global/en/blog/tasri3-tahsil-taqlil-thimam-mutaakhira-whatsapp) - [Send Invoices Automatically via WhatsApp: Save Time and Cost](https://www.snad.io/global/en/blog/irsal-fawatir-mustanadat-tilqai-whatsapp) - [Online Appointment Booking Setup: 7 Steps to First Invoice](https://www.snad.io/global/en/blog/tafeel-hajz-online-khatwa-bikhatwa) - [How to Reduce Appointment No-Shows: Four Practical Mechanisms](https://www.snad.io/global/en/blog/taqlil-ghiyab-almawaeed-no-show) - [Consignment Accounting: When Consigned Goods Become Revenue](https://www.snad.io/global/en/blog/muhasabat-tawkilat-bidaa-amana-consignment) - [Multi-Branch Accounting and Consolidated Financial Statements](https://www.snad.io/global/en/blog/muhasabat-furu3-mutaaddida-tawhid-qawaim) - [Internal Controls: How Small Businesses Stop Embezzlement](https://www.snad.io/global/en/blog/riqaba-dakhiliya-manaa-ikhtilas) - [Financial Risk Management for Small Businesses: A Practical Guide](https://www.snad.io/global/en/blog/idarat-makhatir-maliya-sharikat-saghira) - [Activity-Based Costing (ABC): Find Each Product's Real Cost](https://www.snad.io/global/en/blog/taklifa-ala-asas-nashat-abc) - [Budgeting and Financial Forecasting: Build Next Year's Plan](https://www.snad.io/global/en/blog/muwazana-taqdiriya-tanabbu-mali) - [Subscription Revenue Accounting: Deferred Revenue and MRR](https://www.snad.io/global/en/blog/muhasabat-iradat-mutakarrira-ishtirakat-irad-muajjal) - [Accounting for Loyalty Programs, Vouchers and Gift Cards](https://www.snad.io/global/en/blog/muhasabat-baramij-walaa-qasaim-bitaqat-hadaya) - [Project Profitability: How to Know What Each Project Earns](https://www.snad.io/global/en/blog/idarat-mashari3-ribhiyatiha) - [Digital Marketing ROI: How to Measure ROAS, CAC and LTV](https://www.snad.io/global/en/blog/taswiq-raqami-qiyas-aaid) - [Standard Costing and Variance Analysis: Catch Profit Leaks](https://www.snad.io/global/en/blog/takalif-miyariya-inhirafat) - [Provisions and Bad Debts: Recording Losses Before They Hit](https://www.snad.io/global/en/blog/mukhassasat-duyun-maduma) - [CRM for Small Businesses: Why You Need One and How to Start](https://www.snad.io/global/en/blog/idarat-alaqat-amla-crm) - [Employee Performance Reviews and KPIs: A Practical Guide](https://www.snad.io/global/en/blog/taqyim-adaa-muwazzafin-kpi) - [Capital Budgeting Explained: NPV, IRR and Payback Period](https://www.snad.io/global/en/blog/muwazana-rasmaliya-taqyim-mashari3) - [Foreign Currency Accounting and Exchange Differences Explained](https://www.snad.io/global/en/blog/muhasabat-aumlat-ajnabiya-furuq-sarf) - [Finance Lease vs Operating Lease: IFRS 16 Accounting Guide](https://www.snad.io/global/en/blog/tajir-tamwili-tashghili-ifrs-16) - [Inventory Turnover Ratio: How to Calculate and Improve It](https://www.snad.io/global/en/blog/muaddal-dawaran-makhzun) - [Revenue Recognition Under IFRS 15: When a Sale Becomes Revenue](https://www.snad.io/global/en/blog/i3tiraf-bil-iradat-ifrs-15) ## What sets Snad apart - **One database, not linked programs.** A sale draws down stock, posts its accounting entry and reaches the report before you close the screen. - **Invoice in your customers' currency.** The currency on your customers' documents is independent of the currency you pay us in. - **The tax rate is configured, not assumed.** Set the rate that fits your business and each branch once; the software applies what you configure, and deciding the correct rate stays with your accountant. - **Branches across countries, one report.** Each branch carries its own balance, currency and rate, and the group reads together with no manual consolidation. - **Every app on every plan.** Plans differ by how many users you have and how many apps run at once — not by features. - **Running today.** You open the account and switch on what you need the same day: no setup fee, no minimum number of users, no implementation team. - **No government-portal integration in this edition.** Snad issues invoices with sequential numbering, a QR code and a digital signature, keeps the archive and exports it in standard formats. ## Solutions by activity - [Restaurants](https://www.snad.io/global/en/solutions/restaurants) - [Cafes](https://www.snad.io/global/en/solutions/cafes) - [Retail and shops](https://www.snad.io/global/en/solutions/retail) - [Supermarkets](https://www.snad.io/global/en/solutions/supermarkets) - [Wholesale and distribution](https://www.snad.io/global/en/solutions/wholesale) - [Service firms](https://www.snad.io/global/en/solutions/services) - [Law firms](https://www.snad.io/global/en/solutions/legal) - [Clinics](https://www.snad.io/global/en/solutions/clinics) - [Contracting](https://www.snad.io/global/en/solutions/construction) ## Markdown surface Machine-readable versions: https://www.snad.io/md/global/en and https://www.snad.io/md/global/en/pricing — every article above is also served as markdown under https://www.snad.io/md/global/en/blog/. Full content dump for retrieval: https://www.snad.io/llms-full-global.txt