# Snad vs Qoyod: Full 2026 Comparison at Official Prices *Two Saudi systems are competing for your books: Qoyod, established accounting since 2016, and Snad, the all-in-one system. Here is the line-by-line comparison, using July 2026 figures from both vendors' own sites.* > **In short:** Snad vs Qoyod compared line by line: official SAR pricing, plan and add-on structure, POS, payroll and ZATCA e-invoicing, and when each one is the right fit. - **URL:** https://www.snad.io/en/blog/snad-am-qoyod-muqarana-tafsiliya - **Arabic original:** https://www.snad.io/blog/snad-am-qoyod-muqarana-tafsiliya - **Category:** Comparison — Business Systems - **Tags:** Qoyod, software comparison, accounting software, Snad alternatives, accounting programs - **Published:** 2026-07-11 - **Updated:** 2026-08-02 - **Publisher:** Snad (snad.io) Snad or Qoyod? Two Saudi systems built on two different commercial philosophies. Qoyod is established cloud accounting, running since 2016, and it sells point of sale, payroll and extra users as add-ons on top of a plan that starts at around SAR 1,200 a year. Snad is an all-in-one system whose every plan includes all nine apps, from SAR 99 a month. The rule the documented figures show (July 2026): the narrower your needs, the more evenly the two sides balance, and the wider they grow toward a cashier and payroll, the more the scale tips toward the all-in-one system. ## Two faces of one market The comparison between [Snad](/accounting) and [Qoyod](https://www.qoyod.com/) is one of the questions our team is asked most, and it makes sense. Both are Saudi. Both are cloud systems with Arabic interfaces. Both comply with [e-invoicing for the Zakat, Tax and Customs Authority (ZATCA)](/zatca). And both target small and medium businesses. Qoyod (Riyadh, 2016) is one of the pioneers of Saudi cloud accounting and has built a solid reputation among accountants. Snad (2025) is younger and arrived with an all-in-one philosophy. Before we begin: **this is an article written by the Snad team**. Our bias is declared, and the remedy for it is documented figures taken from both systems' own sites in July 2026, plus an explicit account of where Qoyod beats us. ## Two different commercial philosophies The fundamental difference is not one feature here and another there. It is the structure of the offer itself: - **Qoyod: an accounting core plus add-ons you buy.** The plan gives you accounting, invoices, inventory and assets. On top of that you add what you need: point of sale at SAR 600 per user per year (SAR 50/month, excluding VAT, per the Qoyod help center — August 2026), payroll at SAR 120 a year, an extra user at SAR 240, and an extra branch at SAR 480. You pay only for what you use. - **Snad: every app in every plan.** All [ten apps](/erp), from accounting to the [cashier](/pos), [payroll](/payroll), [asset management](/asset-management) and [bookings](/bookings), sit inside every plan, including the free one. Plans differ by the number of users and activated apps, so upgrading unlocks more capacity rather than buying functions. Neither philosophy is absolutely "more correct". Add-ons are cheaper for a business that needs little, and inclusiveness is cheaper for a business that needs a lot. The figures below settle which one you are. ## Prices head to head, at July 2026 figures From both official pricing pages (Qoyod billed annually, Snad billed monthly or annually with a two-month discount): - **Qoyod Basic:** SAR 1,200 a year (about SAR 100 a month) for one user and one branch. - **Qoyod Professional:** SAR 1,800 a year (about 150 a month) for 3 users and 3 branches. - **Qoyod Advanced:** list price SAR 3,300 a year (about 275 a month), and you may find promotional offers below that. - **Snad Starter:** SAR 0, for one user and three apps, permanently. - **Snad Basic:** SAR 99 a month, for 3 users and five apps. - **Snad Pro:** SAR 249 a month, with unlimited users and apps and e-invoicing built in. **The example that makes the two philosophies clear:** a shop that needs accounting plus a cashier plus payroll for three users. With Qoyod: Professional 1,800 + cashier 600 + payroll 120 = **SAR 2,520 a year**. With Snad: Basic 99 × 12 = **SAR 1,188 a year** (less on annual billing), with the same functions inside the plan. Now reverse the example for a business that wants accounting only, with one user: Qoyod at 1,200 a year against Snad Starter for free or Basic at 1,188. They converge. **The wider your needs, the more the scale tips toward Snad; the narrower they are, the more the two sides balance out.** ## Accounting and e-invoicing Here the two systems compete on almost level ground: - **Both** provide a full general ledger, journal entries, financial reports, Value Added Tax, fixed assets and multi-warehouse inventory. - **Both** declare compliance with Phase Two of e-invoicing. Snad builds it into the Pro plan (and offers it as an option in Basic) with a digital signature, XML and PDF/A-3, and Qoyod declares it across its plans. - **A point for Qoyod:** more years in the market mean tested accounting maturity and a base of external accountants who are used to the system. If your chartered accountant works in Qoyod every day, that is real value. - **A point for Snad:** journal entries are generated automatically from operations. A cashier sale, a salary payment and an inventory movement all post themselves because they happen inside the same system, whereas accounting in Qoyod stays fed by its narrower modules and add-ons. A more detailed accounting comparison across every competitor is covered in our separate guide to the best accounting software. ## Point of sale, inventory and payroll This is where the paths genuinely diverge: - **Point of sale:** at Qoyod it is an add-on costing SAR 600 per user per year on top of the plan (Qoyod help center — August 2026). At Snad it is [a full app](/pos) inside every plan that works without an internet connection and feeds its inventory and accounting in real time. If you run a shop or a restaurant, that difference is a daily one, not a theoretical one. - **Payroll and HR:** Qoyod offers payroll as an add-on (SAR 120 a year). Snad offers [full HR](/hr): payroll under the Saudi Labor Law, [GOSI](/gosi) calculated by nationality, [end-of-service gratuity](/tools/hr/end-of-service-calculator), plus leave and attendance, all within the plan. - **Inventory:** level on the basics (multiple warehouses, stocktaking, reports). The wider comparison is covered in our separate inventory software guide. - **Asset management:** both provide it. Score it as a draw for the two of them, in a category many vendors neglect. ## The full comparison table Per both official sites — July 2026: | Criterion | Snad | Qoyod | |---|---|---| | Entry price | SAR 0, then SAR 99/month | SAR 1,200/year (about 100/month) | | Sales model | every app in every plan | accounting core + paid add-ons | | Point of sale | ✓ inside the plan, works offline | add-on at SAR 600/year per user | | Payroll and HR | ✓ inside the plan (GOSI and end-of-service) | payroll as an add-on at SAR 120/year | | Multi-warehouse inventory | ✓ | ✓ | | Fixed assets | ✓ | ✓ | | ZATCA e-invoicing — Phase 2 | ✓ built in (Pro) | ✓ | | Extra user | within the plan limits (unlimited on Pro) | SAR 240/year | | Extra branch | ✓ inside the plans | SAR 480/year | | Permanent free plan | ✓ Starter | ✗ | | Free trial | 30 days, no card | 14 days, no card | | Company age | since 2025 | since 2016 | ![Price comparison of Snad and Qoyod plans 2026](/images/blog/snad-vs-qoyod-pricing-2026.svg) ![Annual cost scenario: accounting, cashier and payroll in Snad against Qoyod](/images/blog/snad-vs-qoyod-scenario-2026.svg) ## When to choose Qoyod, and when to choose Snad **Choose Qoyod if:** - Your need is pure accounting with a single user and you have no plans for a cashier or payroll. Its accounting core is excellent and mature. - Your external accountant works in Qoyod for their clients and you care about keeping them in familiar surroundings. - You prefer a company with a longer track record in the market, even if the add-ons cost you more later. **Choose [Snad](/pricing) if:** - You need a cashier, payroll or more than one user, either today or within two years. The arithmetic above tilts clearly our way as the need widens. - You want to start genuinely free: a permanent Starter plan and a full 30-day trial against fourteen days. - You care about your journal entries being generated automatically from your operations instead of being keyed in. Run the two in parallel and try them. Both trials are free, and our [Qoyod alternative](/alternatives/qoyod) page sets out the move step by step if you choose us, importing your data from Excel/CSV without interruption. ## Frequently asked questions ### Which is better: Snad or Qoyod? It depends on how wide your needs are. For pure accounting with a single user, the two systems are close on price (Qoyod at SAR 1,200 a year, Snad Basic at about 1,188), and Qoyod gives you the maturity of its extra years. But if you need a cashier, payroll or extra users, Snad is cheaper by a clear margin because all of that sits inside its plan (SAR 2,520 a year with Qoyod against 1,188 with Snad for a shop scenario with a cashier and payroll, at July 2026 prices). ### How much does Qoyod cost? Per the official pricing page in July 2026: the Basic plan is SAR 1,200 a year (one user and one branch), Professional is SAR 1,800 (3 users and 3 branches), and Advanced has a list price of SAR 3,300 a year, though you may find offers below that. The add-ons: point of sale at SAR 600 per user, payroll at SAR 120, an extra user at SAR 240, and an extra branch at SAR 480 a year. ### Are Snad and Qoyod compliant with ZATCA? Yes, both declare compliance with e-invoicing in both of its phases. Snad builds Phase Two into the Pro plan (and offers it as an option in Basic) with a digital signature and both the XML and PDF/A-3 formats, with no third party involved, and Qoyod declares Phase Two compliance across its plans. Always confirm that the specific plan you choose includes the integration with the Fatoora platform. ### Can I move my data from Qoyod to Snad? Yes. Export your customers, suppliers, products and account balances from Qoyod in Excel or CSV format, then import them into Snad, and the support team will walk you through the move free of charge. The cleanest approach is to make the switch at the start of a quarter or a fiscal year and to run both systems in parallel for a month, and Snad's three-month trial covers that at no cost. ### Which suits a retail shop better: Snad or Qoyod? For a retail shop that needs a cashier every day, Snad is usually the better fit: point of sale is a full app inside the plan that works without an internet connection and updates inventory and accounting in real time, whereas in Qoyod it is an add-on costing SAR 600 per user per year on top of the plan. Add payroll for the shop's staff, which is inside the Snad plan against an add-on at Qoyod, and the total cost difference in favour of the all-in-one system becomes clear. --- ## About the publisher **Snad (سند)** — a private Saudi software company based in Riyadh, founded 2025. Legal form: Sole proprietorship. Commercial registration: 7038154642 VAT number: 310959226500003 Only official domain: snad.io > Snad is a private commercial business-management platform. It is not a > government body, not a bank, and not a government services portal, and it > is not affiliated with any government entity. Any site or app with a > similar name is unrelated to Snad.